Top Ways to Protect Your Social Security Number Effectively
You would not want to be a victim of identity theft. A person stealing your social security number may use it to borrow money on your behalf and make all sorts of other deals that you will have to pay for in the end. Unfortunately, these types of crimes are growing in number and more and more people become victims every day. For all these reasons you need to protect your social security number effectively. The good news is that you do not have to do anything special. You simply need to be more vigilant and adopt the top methods for protection.
The first and most important rule is not to give your social security number to anyone unless you know for sure that they need it. Usually, you will be asked for this type of sensitive information only when you are signing a contract with a company. You do not need to give these details when making every day purchases irrespective of the size of the sum you are paying. Also, most administrative checks can be performed just with the use of your name, address and telephone number.
You should never give your social security number to anyone over the phone. Many identity thieves pose as bank officers and representatives of insurance companies. They ask for the sensitive information pretending they will provide a type of service to you for which you need a contract. It is true that it is more time consuming to go to the local bank brunch or insurance company office, but in this way you will have the peace of mind that you are not a victim of identity theft. Alternatively when you are approached by phone, you can just say that you will return the call and hang up. Then you can call the actual company or financial institution.
You have to be even more careful when using the internet. You should not reply to any emails asking for your social security number even if they seem to come from companies that you are using the services of. You should delete such messages immediately. You should go to the official website of the company and check your account with them. Any problems or requests for additional information should be presented to you there. If you have any doubts or there are any issues you can readily contact the company using the email posted on their genuine website.
Generally, before signing a contract with a company that requires your social security number you should check how they protect it. The sensitive information should be perfectly secure. And your privacy should be guaranteed as well. Usually, most companies should be able to give you details on the measures they use for the protection of your identity from theft.
In order to make sure your personal details are safe at all times, it is best not to carry your social security card with you. You can leave it at home in a secure place. It is essential to protect the sensitive information from burglars as well.